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Those Clever Bankers Again.
Those clever bankers are at it again.
If you're thinking of going abroad on holiday this year take plenty of cash with you. Why? The clever bankers have come up with a great new idea to combat credit/debit card fraud...a new computer programme to spot unusual transactions on your account. Great idea, except the computer doesn't know it's you on holiday just doing what the clever bankers want you to do , using your plastic to rack up a load of extra charges to add to their profits.
So what does the computer do when it spots the pending transaction? It blocks your account. Good news eh? You've just enjoyed a great meal, had a bottle of wine, a few brandies etc. and now you can't pay for it, you can't speak the local language, you've got a couple of quid in your pocket and its midnight in the UK.
Even if you can persuade the angry restaurant owner to let you phone your bank, assuming you have the number handy, the clever bankers won't be there for a few hours. They're either tucked up in bed or out spending their bonuses. And when you do make contact with those clever bankers what do they tell you? That it's your fault because you didn't tell them you were going away. You told the milkman, the paper boy and the neighbours.But even if you thought of telling the clever bankers you probably gave up after 10 minutes in the queue. What don't they tell you? That even if you had forewarned them they couldn't have told the computer, so it would have made no difference. So, take CASH or you risk getting stranded at the start of your holiday with no access to your own money. Then your only problem will be to make sure your cash isn't stolen. Remember those days when someone in your party on the beach couldn't swim because they had to guard the cash? Those clever bankers have brought us full circle. |
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The copyright for this content entitled "Those Clever Bankers Again." has been specified by the contributor as:
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This intel was contributed by katnic
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May, 2012
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